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Your Salary Is Real.
The Cost of Life
Is Realer.

TurnetFinance gives you free finance tools and honest money content built entirely around Nigerian prices, Nigerian apps, and Nigerian reality.

Loan Calculator Salary Breakdown Budget Planner Dollar Converter CGPA Calculator
12+Live Tools
50Tools Planned
100+Articles
₦0Forever Free
Featured Tool
🧮
Loan Calculator
Full repayment before you borrow
₦100k @ 5%/mo × 3mo₦115,000
12+ Tools Live 🚀
🧮 Loan Calculator · 📊 Budget Planner · 💰 Salary Breakdown · 📱 Loan App Comparator · 🏙️ Cost of Living Calculator · 🎯 Savings Goal Tracker · 📶 Data Plan Comparator · 🏠 Rent Affordability Checker · 💼 Side Hustle Estimator · 🌍 Dollar Converter · 🎓 CGPA Calculator · 📚 Tuition Savings Planner · 🧮 Loan Calculator · 📊 Budget Planner · 💰 Salary Breakdown · 📱 Loan App Comparator · 🏙️ Cost of Living Calculator · 🎯 Savings Goal Tracker · 📶 Data Plan Comparator · 🏠 Rent Affordability Checker · 💼 Side Hustle Estimator · 🌍 Dollar Converter · 🎓 CGPA Calculator · 📚 Tuition Savings Planner ·
🧮
🔥 Tool of the Week

Loan Calculator

See your exact total repayment, interest cost, and per-period payment before you commit to any Nigerian loan app. The most-used tool on TurnetFinance this week.

Try Now → ⭐ 4.9 · Used 8,200+ times
Free Finance Tools

12+ Tools Live.
50 in the Pipeline.

Built entirely around Nigerian prices, apps, and realities. No foreign defaults. No guesswork. Free forever.

View All 12+ Tools →
01 / 12
🧮

Loan Calculator

Enter any loan amount, interest rate, and tenure to see your exact total repayment, interest cost, and per-period payment before you commit to borrowing from any Nigerian loan app.

LoansInterestRepaymentFlat Rate
Live Now
02 / 12
📊

Monthly Budget Planner

Enter your income and build a realistic Nigerian monthly budget automatically across rent, food, transport, data, and savings.

BudgetExpenses
Live Now
03 / 12
💰

Salary Breakdown Tool

See your real take-home after PAYE tax, pension, and NHF. Compare against your city's cost of living.

SalaryTax
Live Now
04 / 12
📱

Loan App Comparator

Compare Nigerian loan apps side by side on rate, requirements, and penalties before you borrow.

LoansCompare
Live Now
05 / 12
🏙️

Cost of Living Calculator

Pick your city and lifestyle for a realistic monthly estimate using current Nigerian market prices.

Living CostLagos
Live Now
🎯
Savings Goal Tracker
Live Now
📶
Data Plan Comparator
Live Now
🏠
Rent Affordability Checker
Live Now
🌍
Dollar Earnings Converter
Live Now
💼
Side Hustle Estimator
Live Now
🎓
CGPA Calculator
NEW · Students
📚
Tuition Savings Planner
NEW · Students
Tool Collections

Built Around Who You Are

Grouped by intent, not just category — so you can find every tool you need in one stop.

🎓

Student Toolkit

  • Budget Planner
  • School Fees Planner
  • Savings Calculator
  • CGPA Calculator
Explore Toolkit →
💼

Salary Earner Toolkit

  • Salary Calculator
  • PAYE Calculator
  • Emergency Fund Planner
Explore Toolkit →
🏢

Business Toolkit

  • VAT Calculator
  • Profit Calculator
  • Break-even Calculator
Explore Toolkit →
🌍

Freelancer Toolkit

  • Dollar Converter
  • Income Calculator
  • Tax Calculator
Explore Toolkit →
Leaderboard

Most Popular Tools

Ranked by how many Nigerians are actually using them, this month.

01
🧮

Loan Calculator

Loans
8,200+
02
📊

Monthly Budget Planner

Budgeting
6,900+
03
💰

Salary Breakdown Tool

Salary
5,800+
04
🌍

Dollar Earnings Converter

Currency
4,700+
05
📱

Loan App Comparator

Comparisons
3,950+
Fresh Off the Bench

Recently Added

🎓
New

CGPA Calculator

Track your academic standing with Nigerian university grading systems.

Added June 2026
📚
New

Tuition Savings Planner

Save stress-free for school fees with a realistic monthly plan.

Added June 2026
🏠
New

Rent Affordability Checker

Find out what rent you can actually afford on your income.

Added May 2026
📶
New

Data Plan Comparator

Compare MTN, Airtel, Glo, and 9mobile data plans by cost per GB.

Added May 2026
Live Data

Financial Snapshot

The numbers shaping Nigerian money decisions right now.

USD / NGN
₦1,540
↑ 0.4% today
CBN MPR
27.50%
Unchanged
Inflation (YoY)
22.9%
↓ 0.3pt vs last month
Treasury Bill Rate
19.8%
↑ 0.2pt this week
💡
Financial Tip of the Day

"Before you take a loan, run the numbers first. A 5%/month flat rate can cost far more than it looks — always check the total repayment, not just the monthly figure."

Content Categories

Every Money Topic
Nigerians Actually Need

We cover Nigerian finance the way a smart, honest friend would. Real prices. Real apps. Real situations.

01
📱

Loan Apps

Reviews, interest rates, requirements, and red flags for every major Nigerian loan app. Read us before you borrow.

12 articles
Browse Articles →
02
🏙️

Cost of Living

What your salary actually covers in Lagos, Abuja, and Port Harcourt. Real numbers. No packaging.

14 articles
Browse Articles →
03
💼

Side Hustles

Income ideas and online opportunities that actually work in the Nigerian environment, not foreign ones.

11 articles
Browse Articles →
04
🏦

Finance Apps

Savings, transfers, and fintech comparisons. OPay vs PalmPay, PiggyVest reviews, and more.

10 articles
Browse Articles →
05
🎓

Student Finance

Campus budgeting, school fees, CGPA planning, and side income for Nigerian students building something real.

9 articles
Browse Articles →
06
🌍

Earn in Dollars

Freelancing, remote jobs, Wise, and Payoneer. How Nigerians are earning foreign currency from home.

12 articles
Browse Articles →
07
📓

Budgeting Tips

Practical, Nigerian-tested strategies for managing money, cutting waste, and stretching every naira further.

18 articles
Browse Articles →
08
🏛️

Nigerian Banking

Bank charges, account types, transfers, and how to navigate the Nigerian banking system without getting ripped off.

14 articles
Browse Articles →
50 Tools Roadmap

Free Finance Tools Built Around How Nigerians Live

12 tools are live now. 38 more are already planned and in development. Every tool is free forever — no subscription, no download, no tricks.

Explore All Tools →
🧮

Loan Calculator

Full repayment breakdown before you borrow.

📊

Budget Planner

Nigerian monthly budget built automatically.

🎓

CGPA Calculator

Track your academic standing accurately.NEW

📚

Tuition Planner

Save stress-free for your school fees.NEW

Launching Soon
🧾

VAT Calculator

Business toolkit · Taxes

In Development
📈

Break-even Calculator

Business toolkit

Coming Soon
🏦

Emergency Fund Planner

Salary earner toolkit

📬

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